Access to financing is almost mandatory for those who intend to buy a photovoltaic system, as the prices are very high and therefore only a few people can have available a very large sum for what will prove with time a true investment itself.
This type of loan has been included by some credit institutions affiliated with the State to encourage purchases of the plants in question, which are a subject to be exploited to safeguard our planet.
Loans for systems for companies
For companies, introducing a photovoltaic system is very convenient also because the state provides the same incentives much greater than private individuals who decide to install photovoltaics on their homes, because it is simple, the company having much larger spaces can produce a greater amount of energy that makes everyone happy, but despite the facilities allocated and safe earnings, companies have always been reluctant to invest in photovoltaics to date and therefore even the loans for the purchase of these plants are not fully exploited, but it is increasingly the category of small private individuals who take advantage of it.
With precision we cannot know what are the interest rates applied to financing for photovoltaic systems , but what is known is that in northern Italy the rates are less burdensome than in the south and this is because, being an investment, the southern regions they will be able in less time to amortize the loan costs thanks to the greater presence of sunshine which guarantees more energy and therefore more annual revenues.
Affiliated credit institutions
The institutes that have had the agreement from the State for the financing for photovoltaic systems are the following: Banca Intesa Sanpaolo, Agos Ducato, Unicredit, Findomestic and BNR Energia. Below we will propose the various offers made available by the aforementioned credit institutions.
Agos Ducato loan
The Agos Ducato offers a small loan of a maximum amount of 10,200 euros with a Taeg rate set at 9.12%.
Therefore, buying and installing photovoltaics involves an enormous outlay of capital, but thanks to financing for photovoltaic systems everyone can own one and find themselves over time with energy for their home and other developed to sell and therefore earn. It is therefore an investment that will surely give very satisfying results and in which it is convenient to believe by exploiting its enormous potential.
Findomestic, the financial company, provides more than one offer for loans for photovoltaic systems. The first consists in the purchase and assembly of the system, all with a maximum loan of 60,000 euros. The installments will be at a fixed rate and must necessarily reside in Italy. Another type of loan is aimed at financing interventions for the requalification of energy for domestic use as long as the coverage is equal to 100%. For this type the maximum sum that can be requested is 300,000 euros.
BNR Energia loan
This credit institution provides financing for photovoltaic systems for small households and large companies. The offer includes a maximum sum that can be requested by domestic staff of 45,000 euros with a fixed interest rate of 5% for the purchase of the plants, while for companies the reserved loans are multiple.
Loan for Unicredit photovoltaic systems
The colossus of credit institutions certainly could not miss the opportunity to offer loans for these plants and in fact Unicredit proposes a maximum sum that can be requested of 75,000 euros at a fixed interest rate, repayable up to 120 months.
Intesa Sanpaolo stands out in its offer, because it offers the loan only to employed and self-employed workers who are current account holders at the bank itself. These categories are granted a maximum loan of 100,000 euros at a fixed interest rate.