BPI has several financial products that aim to meet the needs of the various profiles of its consumers. With regard to the cards, this financial institution offers six credit cards, all accepted in millions of establishments around the world and with numerous advantages each.
All credit cards have access to the 3D Secure service, which offers greater security in online purchases, in the stores adhering to Verified by Visa or MasterCard Secure Code systems .
This is a free service that allows an additional security step, in which the customer must enter a unit code received by SMS on his mobile phone. Thus, it is authenticated that whoever intends to make the purchase online is effectively the holder of the BPI credit card.
In order to join the 3D Secure service, the customer must only enter his mobile number in BPI Net or in the branches of the financial institution.
The BPI card is associated with the VISA payment network, so the customer can make purchases around the world in stores with this payment network. In addition, this card is dual as it has the functions of a credit card but also a debit card.
If the customer has, on average, a monthly outstanding balance of an amount equal to or greater than € 150, he is exempt from paying the BPI card annuity. Otherwise, this has an annual cost of € 20.
With this product it is also possible to make purchases and withdrawals and have access to a credit without interest increase of up to 50 days. The BPI card has integrated contactless technology, which allows you to pay expenses up to € 20 just by approaching the card to the automatic payment terminal (TPA). In this way, the process is carried out quickly and comfortably, without the need to enter the PIN code.
Finally, it should be noted that this card can be personalized, allowing the consumer to choose, from 21 images of Portuguese cities, his favorite and use it on the card.
The BPI Gold Card is a premium card with prestigious advantages. Although it has an annual cost of € 50, the customer benefits from a useful information service, such as medical advice, road transit and pharmacies, but also the possibility of sending doctors or medicines to the home or to professionals for repairs urgent at home.
In addition, this financial product stands out for the broad range of associated insurance, with comprehensive coverages such as: personal accidents on travel and stay, civil liability, fraudulent use of the card, travel assistance and legal assistance abroad, assistance domestic, credit card account balance, ATM theft, luggage and travel cancellation or travel reduction.
The consumer may also choose to contract health insurance and hospitalization whose coverage includes hospital expenses with hospital or clinic stay, for more than 24 hours, for diagnosis or for medical or surgical treatment due to illness and / or accident.
Associated with the MasterCard payment network, the BPI Zoom card allows you to make amortizations at no additional cost, reducing the amount owed to the customer account. In addition, the annuity of this financial product is totally free.
The credit limits vary between € 250 and € 5,000, and BPI has defined credit limit intervals so that the customer can choose, within each limit, one of two services available and the interest rate to be applied.
This financial product awards BPI customers with a 2% discount on all purchases made with the card, as well as offers up to 15% discount on partners associated with this financial institution.
In addition, the customer may pay the entire outstanding balance, without interest, or may fractionate that amount and pay 5%, 10%, 25% or 50% thereof. The consumer also benefits from a period of 50 days without interest.
For a consumer to be the holder of the BPI Prize card, you do not need to be a client of this institution. This card has an annuity of € 14 and is integrated with contactless technology.
The official UEFA Champions League card is the BPI Champions Card. With an annuity of only € 12.50, the customer may be exempt from payment if the average of the outstanding monthly balances is equal to or greater than € 150.
Because it is associated with the MasterCard payment network, this card can be used for payments at millions of establishments around the world. Another benefit is the possibility of having 50 days of interest-free credit, so that the client can pay his expenses when he suits him.
FC Porto Card BPI
BPI joins Futebol Clube do Porto and allows all fans of this club exclusive benefits and advantages. This card holds an annuity of € 12.50 and includes protection insurance at sporting events for greater customer safety. It also includes 50 days of interest-free credit.
It is possible to get a free entry into a football match at Estádio do Dragão as well as at the FC Porto museum. This product also offers several discounts:
- 10% in the registrations of handball, soccer, swimming, basketball and roller hockey;
- 20% on FCP products selected each month by the club;
- Every Thursday, marked as FCP Card Day, customers who purchase a club sweater can customize it as an offer, being entitled to a 10% direct discount on all purchases or a 20% discount to use purchase.
Whenever Futebol Clube do Porto wins, the customer can win up to € 1,50 per win. If the monthly use of the card is less than € 250, the prize won is € 0.50. If the use is between € 250 and € 500, the prize is € 1 and if the use is more than € 500, the customer earns € 1.50.